When it comes to getting commercial truck insurance coverage, rates and pricing matter. With so many insurance providers to choose from, it can be difficult to find the best solution to fit your specific needs. Here at Truckers Logic, we help you find affordable commercial truck insurance solutions for your business.
Your truck is on the road daily, you drive thousands of miles each week and you face hazards on a daily basis. All of our drivers know the importance of having insurance and being protected. After all, driving is the easy part, finding great rates for commercial truck insurance is a different story.
Finding The Best Commercial Truck Insurance Providers
It’s our responsibility to find the best insurance providers for our trucking business. A little effort can go along way, so don’t choose the first commercial insurance provider you come across. Compare insurance rates and find the best insurance solution you can find.
Most trucking carriers are not able to self-insure their drivers due to the high cost of commercial insurance. Do you know how much it cost to insure your commercial truck? Some commercial insurance rates can cost $1,000 while other could reach $10,000 or higher.
There’s a number of different factors that can determine the cost of your commercial insurance company. Here’s some of the main points.
- Driving age
- Driving history
- Inspection record
- Safety record
- Type of commercial truck
- Cargo type
This is exactly why you want to identify the best commercial trucking insurance providers before you get insured.
Make sure you look for a trucking insurance company that specializes in trucking. The right insuring company will be able to handle the specialized coverage. They’ll be able to help you with your USDOT MCS-90 endorsement and the specific insurance requirements for the state you reside in.
Choosing The Best Commercial Truck Insurance
When insurance providers compete, you win. It’s that simple. Make sure you take the time to get accurate insurance estimates so you’ll know a close ballpark figure for the total cost. Here’s some more tips to help you choose.
- Reviews – A reputable commercial trucking insurance provider should have online reviews that you should take into consideration.
- Experience – You should aim for a provider with experience.
- Coverage – Make sure you have the right insurance coverage for your unique scenario.
- Cost – Review multiple commercial insurance agencies to find the best cost.
- Value – Look for clear value in the insurance coverage provider.
You want to make sure that any hired commercial agency provider will be there long-term if needed. Make sure you find an authentic insurance provider, the last thing you want to run into is a fake company.
Getting your commercial truck insurance doesn’t have to be a painful process. Now that you understand what to do and look for, you’ll be able to find only the best commercial truck insurance providers.